Credit Executive Fresher Job

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Bangalore

Start date
Starts Immediately
CTC (ANNUAL)
₹ 2,00,000 - 3,00,000 ₹ 2,00,000 - 3,00,000 /year
Experience
0-2 years
0-2 years experience
Apply By
9 Jun' 23
Posted 3 weeks ago
Fresher Job
29 applicants

About the job

Key responsibilities:

1. Verify whether all loan applications are assessed according to the credit policy and appropriately mitigate and document any deviations
2. Interact with customers and assess them through personal discussions and interviews
3. Ensure timely turnaround of all files
4. Build a strong relationship with customers
5. Coordinate with the sales and operations teams to collect accurate data
6. Ensure a proper security creation process for all secured loans
7. Verify compliance with KYC guidelines issued by RBI
8. Interact with customers, assess applications, and ensure adherence to credit parameters
9. Coordinate with sales and relationship managers to ensure proper documentation and address any audit queries

Skill(s) required

Effective Communication English Proficiency (Spoken) Hindi Proficiency (Spoken)

Other requirements

0-2 years of experience in retail banking/SME credit management

Team player and motivating the team members to achieve the goals

Influential communication skills in English and local languages

Analytical skills and ability to process data on computer spreadsheets

Comfortable in assessing clients without access to audited financials

Deep understanding of risk and its various dimensions like operational risk, credit risk, market risk, etc.

Willingness and ability to travel within the city

Salary

Annual CTC: ₹ 2,00,000 - 3,00,000 /year

Annual CTC breakup:

1. Fixed component: 80%

2. Variable component: 20%

Number of openings

10

About Talent Corner HR Services Private Limited

We are a professional human resources organization providing innovative recruitment solutions to the corporate world. Incorporated in 2002, with a modest set-up of just three people, today Talent Corner has grown into one of India's leading HR management companies with 200+ team members at 15 locations across India. We are serving over 900+ clients in diverse industries. The recruitment industry in India is growing at the fastest pace hence the need for skilled manpower becomes crucial. In today's challenging scenario, our company aims to match the right person to the right job with the highest level of service.
Activity on Internshala
Hiring since April 2023
6 opportunities posted
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