Jai Kisan is building the first rural fintech full-stack platform to cater to the financial needs of borrowers in rural emerging markets. Today, Jai Kisan facilitates secured and income-generating loans to rural borrowers in India, mostly to farmers (more than 70% of rural India depends on agriculture as their primary source of livelihood) from various lending institutions through its mobile and web-based platform. The platform comprises a user-friendly loan application tool utilizing a credit scoring engine of more than 200 parameters for farmers, a customizable loan origination and management system for its lenders, and a full-stack CRM solution for its channel partners. The mobile/web interface is available at borrowers' fingertips and at any of Jai Kisan's technologically enabled channel partner locations.
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