We are hiring for our client L&T Finance.
Key responsibilities:
1. Starting a business in a new village
- Identify villages within the designated radius for potential business.
- Conduct feasibility studies based on village demographics, customer activities, and financial needs.
- Support the MC-IC in obtaining village approval.
2. Business sourcing
- Identify potential customers and form Joint Liability Groups (JLGs).
- Assist customers in filling out application forms.
- Verify customer residences and businesses.
- Perform KYC verification.
- Conduct pre-disbursement training for customers.
- Visit potential customers to develop and expand business opportunities.
3. Disbursements:
- Collect necessary KYC documents from customers.
- Assist the MC-IC in completing the disbursement process.
- Handle loan documentation.
4. Collection of current dues:
- Collect collection sheets and stickers from the MC-IC.
- Conduct group-wise collections as per the scheduled time and process.
- Deposit collected funds promptly.
- Record the collection details in the MERC system.
5. Collection of overdue payments
- Follow up with customers using updated portfolio data.
- Collect overdue payments according to the established process.
- Deposit collected amounts in the bank.
- Record overdue payment details in the MERC system.
- Assist the MC-IC in initiating action against defaulters when necessary.
Salary & Benefits:
1. Annual Salary: 2.34 LPA ( 19,500 Monthly CTC) with attractive incentives and petrol allowance.
2. Benefits Package:
- Provident Fund (PF) and Employee State Insurance (ESIC) coverage from day one.
- Group Mediclaim coverage of 1 lakh for self, spouse, and children.
- Group Personal Accident coverage of 20 lakhs.
- Group Term Life Insurance coverage of 10 lakhs.
- Regular health check-ups.
1. Those who are from or open to relocate to Vapi, Anand, Vadodara, Bharuch, Kheda, Khambhat, Valsad, Padra, Untadi and neighboring cities
Eligibility Criteria:
Education: Graduate candidates only (HSC considered for those with MFI experience).
Experience:
Both freshers and experienced candidates are eligible.
Minimum of 6 months of relevant experience is required for experienced candidates, with experience proof.
Location: Candidates must reside near the branch they are applying to.
Age: 20 to 31 years.
Other Requirements:
Must own a bike and have a valid driver's license.
Willingness to work early morning shifts, with job reporting starting from 6:30 AM onwards.
Annual CTC: ₹ 2,34,000 - 2,50,000 /year
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