Loan Officer - Field Sales Fresher Job

Key responsibilities:

1. Evaluate creditworthiness by processing loan applications and documentation within specified limits
2. Interview applicants to determine financial eligibility and feasibility of granting loans
3. Determine all applicable ratios and metrics and set up debt payment plans
4. Communicate with clients to request or provide information
5. Justify decisions (approvals/rejections) and report on them
6. Complete loan contracts and counsel clients on policies and restrictions
7. Update job knowledge on types of loans and other financial services
8. Assess customer needs, explore all options, and introduce different types of loans
9. Develop referral networks, suggest alternate channels, and cross-sell products and services to accomplish quotas
10. Go the extra mile to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process
11. Operate in compliance with laws and regulations and adhere to lending compliance guidelines

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