OTO Capital

About OTO Capital

In recent years, consumers have changed and love to upgrade faster. They shift from one city to another for better career options, value access over ownership, and perceive ownership as an additional responsibility of care and maintenance. Hence, there is a big need of providing him/her with a hassle-free option to own (cars, bikes, etc.) without much commitment. OTO envisions the concept of 'own together', enabling ownership (starting with cars) in a new way of financing with flexible usage terms. With OTO, consumers pay for a car with up to 25% low, all-in, month-to-month payment. We aim to redefine the $40 billion+ market of car ownership in India at first. We have already partnered with 100+ showrooms & corporates to provide this offering to car purchasers at the point of sale.